DCash: Motivations, Challenges, and Learnings from the First Monetary Union CBDC Pilot
In order to get a sense of the sheer importance of payment systems and settlement networks, and their intrinsic correlation to the fundamental well-being of national economies, one only needs to consult the memorable statement from Alan Greenspan, former Chair of the Federal Reserve: “We had always thought that if you wanted to cripple the U.S. economy, you would take out the payment systems. Banks would be forced to fall back on inefficient physical transfer of money. Businesses would resort to barter and IOUs; the level of economic activity across the country would drop like a rock.”
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